Most Texas Auto, home, boat, and RV policies provide you with liability protection if you cause an accident, damage someone’s property, or cause bodily injury to someone. But what happens when that liability coverage is exhausted or is not enough to pay for the damage you have caused? This is when an Umbrella policy is necessary. Umbrella policies basically provide excess liability coverage beyond the limits of your existing auto or home insurance policy. A lawsuit that exceeds your existing liability coverage can be financially devastating to you and your family. Call a PPIA personal agent today to discuss the benefits of a Texas Umbrella policy and receive your free quote.

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